Frequently Asked Questions

4. LightStream: Ideal for Big Unsecured loans up to $a hundred,one hundred thousand

4. LightStream: Ideal for Big Unsecured loans up to $a hundred,one hundred thousand

Although not, your credit rating will usually get well for the a brief period off go out, particularly if you reduce your credit application and you may pay-off their personal debt that have an enthusiastic Avant mortgage.

On the whole, Avant may lack a number of gurus, like guaranteeing no additional charge. But, the online loan provider simplifies brand new borrowing procedure for anyone that have poor credit. From platform, you can see money within 2 days, reduce your debt obligations, and boost your credit score. The latest versatile lowest amount borrowed and you can cost conditions ? ranging from 24 so you’re online title loan Alaska able to 60 months ? produce far more well worth for qualified individuals.

All things considered, check to make certain the financial institution is available in your location before you apply getting an enthusiastic Avant mortgage. Currently, individuals inside the Their state, Iowa, New york, West Virginia, and New york do not qualify for that loan out-of Avant.

  • Financing Number: $2,one hundred thousand so you can $thirty five,100000
  • Annual percentage rate Assortment: nine.95% to help you %
  • Minimal Credit rating: 580

LightStreamis an on-line credit system supported by SunTrust, now-known as Truist. The personal lender specializes in financing utilized for debt consolidation reduction, do-it-yourself, renovation systems, or any other tall individual expenditures, such as for example wedding parties, vacations, otherwise individual orders.

LightStream prides in itself towards the its consumer-centric enjoys and you will formula. From on the internet debt consolidating lender, you could make an application for that loan, see approval, and discovered the loan fund per day, with no fret and you can outrage away from numerous travel in order to a card union.

Which have LightStream, you’re in control over the loan resource. You could like to get the complete amount of the loan at the time you get approved. Alternatively, you could plan money birth for approximately 1 month once LightStream approves the job. New arranging element may seem too many. Although not, it makes you plan for higher orders, make your loan resource that have property improve project, or prepare for some other get.

Alongside scheduling liberty, LightStream now offers unbelievable independence when deciding on your loan amount. The personal financing provider’s minimum amount borrowed starts at the $5,one hundred thousand. not, if you’ve got huge agreements ? otherwise a good amount of loans ? your ount as much as $100,000.

To help make the system way more tempting, LightStream claims zero invisible fees and offers competitive cost you to outperform many other top loan providers. For folks who register for automated costs, LightStream tend to write off yours financing prices, therefore you can save so much more.

Brand new supplier has the benefit of have instance a performance Beat Program and you will a borrower fulfillment be certain that. LightStream will not demand people prepayment punishment charges, either, you is pay-off the loan very early without the additional charges.

If you decide to realize a loan using Avant’s platform, you are susceptible to a hard borrowing eliminate

LightStream has a few qualification standards even in the event. So you’re able to qualify for that loan, you must satisfy specific guidance. The new financing program is best suited to those having a good credit score or advanced level borrowing. You will also you want years of credit history, evidence of a reliable income, and you can a reasonable financial obligation-to-money ratio before acquiring mortgage recognition.

  • Financing Number: $5,100 so you can $100,one hundred thousand
  • Annual percentage rate Variety: 2.49% in order to %
  • Minimum Credit score: 660

5. Upstart: Ideal for Quick Personal loans

Upstart life to its title, because of the strange debt consolidation reduction financing design. In the place of most other loan providers you to definitely rely on old-fashioned certificates, particularly credit rating, borrowing application, and you may loans-to-money metrics, Upstart’s fake cleverness–powered services look to other supply.

When trying to get a loan through Upstart, you could potentially render studies like your occupations background, casing problem, and you will college education to evolve your chances of being qualified to have good mortgage. Their imaginative way of consumer financing features tends to make signature loans even more available to younger individuals or people having a less-than-excellent credit score.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.