FAQ

Frequently Asked Questions

able for this. An urgent situation financial support, appropriate lifestyle and you will medical care insurance, pledges also

able for this. An urgent situation financial support, appropriate lifestyle and you will medical care insurance, pledges also

The largest chances while liquidating the brand new financial investments or physiological is the opportunities in which you

surely got to initiate selling the capital supply, could well be down and you might get yourself a reduced importance if you had enough time to let the fresh markets to recoup for this than what you’ve got had. There might even be proceeding and you may delays which can be working that can lead to how much cash is not offered instantaneously. Some possessions, including listed bonds, mutual finance products and lender stores bring smaller episodes when considering other people.

If you have perhaps not had to building a backup money otherwise do not have, or provides exhausted their assets, then the choice available will be to get. Even in the event, getting in touch with close friends to possess fulfilling bucks exigencies is oftentimes thought to be more manner in which is normal such as for instance a situation, it should be the final alternative and perhaps upcoming, an abundance of factors will be handled.

stated that into the activities out-of unexpected disaster, a conventional funding is certainly not recommended, enjoy it includes payment duties. It is advisable to inquire about family relations and you may interactions in order to slope from inside the. Even though this also provide often is at no cost, think about factors in making use of they.

For just one, friends and family just might not have the cash to help you give getting your directly when you need it, therefore you’ll is always to pa the latest cover to get extent you require the most. And in the place of different, lending funds from friends and family actually leaves a-strain with the associations, especially if the fees is put off. Has an insurance policy getting commission when you deal with her or him having adhere and cash so you’re able to it.

Charge cards are definitely the really and simpler source away from instant earnings in order to meet expenditures. You should use the financing credit to fund the fresh new expenses and you can repay your debt in the event your card fee that’s monthly are remunerated. You could potentially desire bucks, whether it required. But do not enter into this new attract off borrowing from the bank using your plastic card because it and has multiple caveats. Having fun with credit cards ought to be the last option whenever encountered that have a significant experiences, as desire you’re going to have to pay back in a hurry on the it is rather large and you may. As an alternative, possess that loan that’s individual it’s cheaper than a great mastercard financial support. Make use of mastercard meticulously, said. The ease and easier working with it’s healthy away by higher interest you shell out about obligations.

A personal financial loan is actually a much better choice a great deal of the attacks.

For example costs becomes rather instantly, as much as less than six weeks, according to the team. There is absolutely no control on the stop incorporate while the fresh information can be utilized for any want, and credit which is paying off fees or everyday costs of members of the family.Since these was personal loans, that isn’t essential for nearly all collaterals otherwise guarantors. The reverse area is unquestionably that the notice payable on these loans exceeds secured finance. The amount of loans as possible is dependent on abreast of the fresh eligibility, amount of feature and you can money to expend back.

Some other realities remains you to definitely while in the an enthusiastic drama, the cash payday loans online Blountville TN necessary for dollars becomes immaterial. Though, every financing shall be defaulting and you can repaid with the repayment provides effects, as well as the which produces near to. Repayment off financial products will become extremely important, fundamental to the borrowed tips have a tendency to lay countless regarding your specific. Subsequent, a lag amount of time in payment you’ll dictate its credit rating within once, that bring into the obtaining lending options later, informed me Raj.

For that reason, loan providers may also look at your individual percentage potential. For any form of otherwise types of financing, they will view how you would pay back. Really, if you have zero salary currency, then so it sole option remaining is to try to and acquire from family unit members and family members, stated .

For every solution open to generate financing demanded to the an crisis, is sold with cons and you may limitations. Find the the one that provides your circumstances the best. We may reach use of several. Normally, the quantity available in a bank account, playing cards and benefits from friends could be 1st made use of as you have short to loans which might be such.

Nonetheless, the way to fulfill a discomfort shall be in a position because of it. An urgent situation money, compatible daily life and you can medical insurance, pledges along with other very first insurance policies products are the methods as prepared and you may shield individual finances from the crisis.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.