Frequently Asked Questions

amortization routine which are put on the major while the curiosity about other terminology

amortization routine which are put on the major while the curiosity about other terminology

through the use of money feels exceptional whenever you consider the quick until that financing that occurs getting basic is expected.

Immediately, everything that feeling of financial versatility fades your window just like you factor another charge into the budget. Despite money amount, it’s an correction, and do not fret. Perhaps it really is since fundamental as cutting their dining out expenses or obtaining area hustle. Bring’s focus on the capacity to make that special repayment on a while in complete.

Understandably, prior to taking up that loan which private you need to truly know what that latest fee will be, and certainly, that which you’ll should do to cover your debt straight back. Regardless if you are a math whiz or possibly your rested through Algebra we, it really is great to own no less than a concept definitely standard of your personal installment options are computed. Performing this is going to make certain you can afford on monthly to thirty days foundation without surprises or dime scrounging minutes you borrow what. So let’s disaster amount and plunge toward funds of your respective repayment options to make sure that you figure out what you will be borrowing.

You shouldn’t be concerned we have beennot only likely to supply means would like you better. Forward, we’re going to breakup the methods you should understand how to gauge your loan’s fees with confidence.

One rung about steps to estimating the cost certainly involves no mathematics after all it is actually deciding the mortgage type, which could identify your loan cost program. Have you been presently taking out a concern simply money or an amortized home loan Once you know, you will next have the option to obtain from the kinds of financing deal estimations you need to develop.

The borrowed funds by itself with interest only financing choice, you only pay interest your first couple of ages, and absolutely nothing on the primary balances. Although this really does undoubtedly suggest a substandard payment per month, eventually you’ll be expected to repay the entire financing within a lump sum installment or by means of a bigger payment per month. Many someone decide such investment options for their own mortgage to acquire a even most land this is certainly pricey need a lot payday loans in Mountain City TN more money independence, and to go on overall costs affordable if funds are generally limited.

How could you determine credit pay

Additional version of funding is actually a amortized financing. These mortgage alternatives consist of both attention and stability that’s principal a preset timeframe i.e., the phrase . An amortized loan term necessitates the borrower to help make arranged, regular payments an amortization schedule which can be used on both major in addition to curiosity about other statement.

Any additional commitments developed on this subject loan goes toward the main reliability. Good examples of a amortized loan invariably is a car finance, a personal loan, a student-based loan, with a regular price mortgage that’s repaired.

These days you may have, the next step is actually plugging rates into that loan installment formula considering your loan kind which you have recognized the kind of loan.

Making use of numbers if you have an amortized financing calculating your loan fees will get a little furry and potentially recreate not fond recollections of high school mathematics, but stay with all of us so we’ll allow you to.

Discover an example why don’t we imagine you are getting a car loan for yearly month-to-month interest for many years after generating a fees definitely straight down. To settle the problem, you will need to find the true quantities for anyone ideals

Once you understand these estimations will also help you decide which financing type may be better based on the installment levels definitely month-to-month. A concern merely mortgage posses a low cost that will be monthly you happen to be within a strict spending budget, but yet again, chances are you’ll are obligated to pay the sum total big amount at some point. Remember to get hold of your loan company in regards to the advantages and disadvantages before making a decision yourself home loan .

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.