FAQ

Frequently Asked Questions

Are there Possibilities in order to Online pay day loans?

Are there Possibilities in order to Online pay day loans?

Zero credit check payday loans get into the course out-of 2nd Possibility Fund. Because the title ways, these loan gives people that have been currently rejected a good loan a moment possibility to rating money. It is for those who have poor credit history or people who happen to be regarding choices. One minute options mortgage try an initial-identity relief that get you courtesy a difficult time or an emergency.

But not, online pay day loans are not the sole option for the next opportunity loan. There are many alternatives that may likewise have you a little extra dollars, instead of battery charging air-high interest fees and you can costs. Because most cash advance are just for some dollars, listed here are some choices you could imagine.

MoneyLion Instacash

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MoneyLion Instacash is a software where you could score payday loan that have no attract. The concept is borrowing regarding yourself. You must down load the new MoneyLion software, after that link your family savings. It does not should be good MoneyLion membership for as long since family savings try productive, possess a positive harmony, has been discover for around two months, and has now a history of depositing money.

  • You can get instant cash advances doing $two hundred inside $50 increments.
  • It offers 0% Apr, zero credit score assessment, no fee every month, zero interest, no invisible costs.
  • When you link your own checking account, the fresh borrowed matter usually automatically feel deducted from the bank account on the commission go out. Addititionally there is a substitute for yourself pay the quantity.
  • The brand new funds charge relies upon how much time you would like new bucks brought to your account. There are $0 financing fees for many who waiting 3-5 business days but if you wanted the cash quickly introduced for the outside checking account otherwise debit cards, then the fees try $cuatro.99. When you yourself have a funds Lion Family savings, the fresh charges is $3.99 to own quick delivery. You could get-off tips that is optional.

Exactly who Should get good MoneyLion Instacash?

For those who have a consistent employment and you may a steady flow from earnings you possess poor credit if any credit history. MoneyLion Instacash are a far greater option than simply a payday loan.

Dave is a monetary app that https://worldpaydayloans.com/payday-loans-il/arlington-heights/ give budgeting equipment and you can connects your which have top hustle employment opportunities. However, you to significant benefit of having which software would it be lets you create payday loans during the 0% focus.

  • Once you hook your finances which have Dave, you could improve $75 so you can $100 from the No interest.
  • You only pay a membership away from $step 1 a month.
  • Should you get a cash advance, there are not any borrowing from the bank inspections this will not connect with the credit score
  • The bucks improve birth commission is free for those who hold off upwards to three working days. You have to pay an unspecified small percentage when you need to obtain the money on the same big date.
  • The money progress was automatically subtracted out of your linked bank account with the payment big date. It’s not necessary to pay attract or any charges however is also get off a tip.

Exactly who Need to have Dave Payday loan?

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If you need assist cost management your own typical paycheck and you simply you need a little extra to fund their expenses.

OppLoans

OppLoans are an on-line lender which is a good option in the event the you would like a much bigger amount of cash. That it lender does not perform any borrowing checks because it check this new creditworthiness of your own borrower by the looking at the income info, a career standing, checking account, and you can credit history

Which Should get OppLoan?

If you like a bigger sum of cash, it is better to find a cost loan with a lowered Annual percentage rate once the an extended payment bundle is far more feasible if it arrives paying the money back.

Is actually A payday loan Ideal for Me personally?

When you have an everyday occupations and you can a reliable income, yet you continue to become short to the bucks in advance of your next pay day, a payday loan is a handy selection for you. But not, this needs to be your own last option and you should merely imagine taking an online payday loan if there is emergency. It is better to explore other choice to boost cash.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.