Frequently Asked Questions

Debts from company Simple tips to inquire to borrow funds

Debts from company Simple tips to inquire to borrow funds

Both frequently ask one another for assistance having to pay last second debts.

We never really had any soil rules, claims Amy. It had been merely simple ‘Hey, that is my personal circumstances, am I able to use this amount This is how I have settled, so I’ll give you the cash subsequently

While Amy and Wes desire keep their funds partnership everyday, that isn’t usually the most trusted way to approach credit from a friend. If you wish to ask a buddy for this very major benefit, just remember that , it doesn’t matter what confident you are your own pal is probably skeptical as you are able to pay the quantity.

With good reason According to Jeanne Fleming and Leonard , authors of is not they Their particular seek out grab The Check, 95% of mature Us americans bring lent revenue to buddies or family but for the greatest loans, 43percent stated these were not paid back entirely.

Require information very first, providers 2nd, funds Third Money is maybe not the only real a your buddies can provide. Pals could possibly offer a wealth of suggestions and budget that will help you find a method to save cash by yourself a safer route to just take. Maybe their friend understands some dramatic way you are able to decrease your cost of living to shore right up funds, or a simple part gig which could pull in that cash. Or possibly they are able to save you A babysitting give, for example, could cut your bills by $100 or even more. Whenever you may need a brand new suit for work meeting, try shopping within pal’s closet as opposed to at the mall.

Keeping that in mind, below are a few considerate tactics to approach friends for a loan.

Place your Friend comfortable should you choose choose ask for the , allow [your friend] no credit check payday loans Millington TN to say no, say my pal Kimberly Palmer, writer of the brand new guide Generation obtain The Young ‘s self-help guide to paying, Saving and providing back once again some body into providing you funds simply destroy the relationship and [will] perhaps not assist you to financially so you should open up any talk by focusing they should feel at ease switching your lower and only help you out should they really want to, she proposes.

Feel chosen and Truthful cannot simply require $200 without discussing what it will especially be properly used for. The friend is deserving of knowing exactly how his / her revenue will have put, thus determine their need. Is it you are reduced on lease this thirty days or perhaps you wish to purchase concert seats Be truthful.

Put It written down this might be to protect each of their passion. Amy and Wes usually held spoken agreements, however they can be fortunate that stuff has constantly exercised. A contract is often as straightforward as a bit of paper stating exactly how much you’re borrowing, for what explanations, and how once you are going to spend the friend right back. Consist of both your names, the time and signatures.

If you would like improve contract feel much more , a niche site like Loan will help you to build a loan data between your friend. They costs $15 to $30, based how sophisticated you wish to make the contract. Contracts developed on this website include lawfully binding. Additionally, there is Virgin Money, which might draft the arrangement and provide the payment its more pricey, around $100 however it may give their friend self-esteem to learn this site will in actuality pursue your for the money should you decide flake.

Come back the Prefer . following Some Amy and Wes normally pay both straight back with a little extra as a show of understanding. It’s not we put a sum for interest, it absolutely was similar to, ‘Thanks a lot such for doing me this big benefit We’ll throw-in 10 additional dollars while I spend you back.’

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.