Frequently Asked Questions

Exactly why is Swift MoneyA® able to approve 97% of applications?

Exactly why is Swift MoneyA® able to approve 97% of applications?

Your chances of getting a payday loan can’t be guaranteed 100%. Any lender who purports to offer guaranteed payday loans is not being entirely honest. The reason behind this is simple. Payday loan lenders are like banks in many ways. They can’t issue loans without conducting the necessary checks. Your preferred payday loan lender must make sure you meet the basic eligibility criteria for getting payday loans in the UK i.e.;

It’s not possible to getting assured a British cash advance unless you meet with the basic requirements over. Assured payday loans include a myth. What you should fret with could be the loan approval rates of one’s recommended lender.

Understanding the loan approval rate?

One, we’ve got a smooth internet based application procedure that reduces the few application for the loan problems significantly. Hands-on loan applications bring lots of space for problems. Our very own payday loans application process are fully automated. Additionally it is easy, obvious and simple.

We have countless financing partners prepared to think about your loan application. When Swift MoneyA® loan applications were completed, they have been demonstrated to our very own vast board of providing partners. This increases the probability of your loan consult obtaining paired with a willing drive loan provider.

Swift MoneyA® works a credit brokerage (FCA-authorisation quantity: 738569). We do not demand consumers any charge for making use of our service. However, we receive a tiny percentage (from your financing associates) definitely centered on successful introductions. Hence within our welfare that the loan application gets authorized.

Will we promote guaranteed in full payday loans? No. However, our very own payday advances are practically assured considering there is a 97per cent approval price (higher than the industry average).

How do you increase chances of acquiring a quick payday loan?

As stated above, sure payday loans never can be found. However, you’ll take some actions to boost your odds of obtaining an emergency financing, loan, instant financing, etc. when you get one.

Your odds of acquiring an UNITED KINGDOM cash advance are practically fully guaranteed if you meet with the basic qualification demands. There are countless payday loan providers in the UK would love to lend whoever fulfills the needs. Supplied you are a UK homeowner, 18 yrs . old or higher and you are clearly used or has a constant earnings, you can acquire a payday loan conveniently.

Although meeting the qualifications requirements automatically raises your odds of being qualified for temporary financial loans, you need to upload correct/verifiable suggestions inside application for the loan form. As an instance, you have to publish their actual name, DOB, target, number, employment/income info, ID, etc. The details published must certanly be correct/accurate (no spelling blunders or omissions) or else the applying shall be declined. In case there is typos or installment loans Vermont omissions, the application might be gone back to your for amendments stretching the entire process of obtaining that loan. Thinking about payday loans tend to be consumed in disaster profit problems (you do not want any needless delays whatsoever), the significance of submitting appropriate ideas cannot be pressured sufficient.

Swift MoneyA® offers no credit payday advances. Do not make use of credit scores to determine whether we’ll accept or drop loan applications. But a good credit history goes along way with our financing associates. Please be aware that getting your application for the loan authorized does not mean that our credit lovers include obliged to give you that loan.

Swift MoneyA® isn’t really a primary payday loans loan provider but a credit dealer. Successful loan requests were demonstrated to our very own extensive system of financing partners whom offer the financing amount against solutions. Unless you have the a€?worsta€? credit history, your chances of becoming among the list of 97percent which bring debts are extremely highest. Even though you has a poor credit history currently, taking care of they regularly will guarantee you get short term loans quickly someday. Possible improve your credit rating by firmly taking in brand-new debts and having to pay them punctually. You’ll be able to rating the credit report to locate errors (if any) and argue all of them.

Liable loan providers perform affordability inspections which are simply; checks performed to view if a borrower can repay the requested amount borrowed conveniently. Cost monitors were performed using suggestions submitted in financing application. After you render proof of money or employment facts as well as details about your own expenditures like existing financing, cost of living like power bills, lease and snacks expenses, an accountable lender makes use of this information to evaluate if you’re able to pay the financing you’ve got used. Your odds of getting an instant payday loan were reduced if you are trying to use additional money than you can afford to repay comfortably. If at all possible, the month-to-month loan payment must not take up above 30% of your net income (revenue you’re remaining with after income tax and deductions like mortgage payment, before paying for standard expenses).

Looking for a€?guaranteed payday loansa€?? In this case, you should consider borrowing what you need ideally, small amounts. Loan providers have a tendency to agree smaller loans more than larger people since they carry reduced issues. The likelihood of failing continually to pay a a€?largea€? financing was larger. If you are wanting to borrow A? 8,000 and another borrower (with similar profile as your self) is actually wanting to borrow A?1,000, choice will be given into the borrower with decreased threat although both of you may at some point get the debts need.

This wouldn’t feel mistaken to signify you shouldn’t acquire the mortgage quantity you need. It merely implies; lenders give consideration to lending hazard and modest debts usually attract lower danger (more often than not, not necessarily). Plus, you should never acquire above what you want.

Assured pay day loans you should not exist. However, Swift MoneyA® supplies the nearest version of guaranteed pay day loans in the UK. A 97per cent mortgage approval speed ways the loan application is nearly guaranteed however you must; meet all qualification requisite, send correct/accurate information, fulfill affordability inspections, borrow exactly what you need and keep dealing with your credit rating.

FCA Enter

Swift Money Ltd are licensed and controlled of the economic Conduct expert (FCA) agreement is generally checked throughout the FCA register at: Firm research Number: 738569

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What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.