FAQ

Frequently Asked Questions

Fast, Welcoming & Easy Finances Loans. Fill in your application on the web. As soon as recommended, pick your loan levels.

Fast, Welcoming & Easy Finances Loans. Fill in your application on the web. As soon as recommended, pick your loan levels.

Using your phone or pc, quickly examine & signal your loan paperwork.

Fill in the job online. As soon as authorized, decide your loan quantity.

Use the moving calculator below to see what various quantities and lengths of the time will cost. As a short-term answer, a Flex Loan can cost lower than overdraft charge.

Just obtain what you could be able to pay back. There’s no sophistication years. Interest and charge will likely be charged day-after-day you keep the income. We advice you pay more than minimal repayment because of. Creating precisely the lowest installment due will result in even more interest and charges and take longer to cover your balance.

Calculator is for illustrative purposes only—actual money expense and total payment can vary greatly according to total actual amount of time a cash advance possess an outstanding stability. Calculator assumes 279.5percent APR. Computations are derived from 30-day months with major and fund charge payments generated every a month when the 30-day wages pattern is chosen and with main and loans fee repayments generated every week or two as soon as the 14-day cover routine is selected. Calculations centered on “Days” think the bucks advance are paid in full on the final day of the number of period chosen. Data predicated on “Months” assume the bucks advance try paid in full on the final wages go out regarding the pay routine selected within the quantity of period selected.

Our very own application is small and simple, rendering it simple to look at your eligibility within a few minutes, regardless your financial circumstance can be.

We offer numerous mortgage merchandise, with quantities starting from because reduced ten dollars to over $4000, available on the internet or in-person any kind of time one of our Tennessee places.

We’re locally had and operated and have now come an integral part of the city for 22 ages. Tennessee try all of our room and we’re specialized in assisting you to get the financial products you want.

Faqs

A TQC using the internet Flex mortgage is a type of credit score rating that offers you convenient access to the bucks you will want, right as it’s needed. Once you are authorized, you can aquire payday loans for amount, as little as $20.00, or around something available on your complete borrowing limit. Cash advances are deposited straight into the bank account.

Whenever money is actually expert, the payback regarding the advance(s) normally extremely versatile; you get redirected here are likely to shell out every thing back simultaneously, create lowest money which will pay the balance down considerably progressively, or shell out above minimal repayment quantity so the principal stability is actually reduced more quickly.

Any Flex Loan accepted, or cash loan produced, on the web ahead of 12:00PM CST is going to be made available by 4:00pm CST next business day inside banking account. If finances is required faster than that, we can allow you to get financed via a debit credit within a few minutes. Please call (615) 717-9800 therefore can easily produce pre-approved and also have the money prepared in a store for you really to arrive and get anytime you like.

County or Federally given ID.

Start and productive bank checking account with on line financial and constant build up.

Typically, users pay bi-weekly, monthly, or semi-monthly relating to her cover pattern.

An announcement would be sent to your own email, 14 days before any deadline, which ultimately shows funds costs, the minimum repayment because, latest balance, etc.

You are likely to just pay minimal money because of, including finance expenses and a 10per cent per month, or 5per cent bi-weekly, main reduction quantity that will be based on the main balance as of the go out for the latest declaration released.

You could shell out the loan down at any time. The financing charges were computed on the basis of the ordinary daily principal balance. . Tennessee Quick earnings motivates our very own people to always pay significantly more than the minimum payment.

You pay when it comes down to period which you have the income that you borrowed. You may pay a periodic interest of 24per cent per year plus a customary fee for a price of .7% each day regarding ordinary daily primary stability. The blended annualized speed, or APR, for this financing is actually 279.50%, nonetheless this loan is supposed to be utilized as a short-term loan. By way of example, should you acquire $500.00 for 7 days, then your money expense you’ll shell out as soon as you pay it off regarding the 7th time is $26.80, meaning that the total compensation that day would-be $526.80. Listed here are even more types of exactly what brief credit with this personal credit line would cost.

Yes, you’ll encounter an online portal e-mail delivered to you the nights which you start their Flex financing that’ll provide your consumer identity and first password for internet based access to your account. • you may make repayments, receive cash advances, view accounts info and alter your reoccurring cost type right from the comfort of your very own home.

There’s absolutely no punishment for paying the Flex financing down, nor are there annual costs or late costs. You simply buy the days which you borrow the funds. The borrowed funds may be paid back whenever you want with no pre-payment punishment.

A flex loan tends to be opened for just $50.00, or up to $4000.00. The borrowing limit will depend on their month-to-month income. When established, a cash advance can be produced for as little as $10.00, up to what’s on your line of credit.

We’re Right Here To Help!

When you’ve got an urgent emergency, Tennessee Quick finances has arrived to greatly help. Get fully up to $4,000 cash today!

Check Always Advance Financial Loans

We’ll give you earnings to suit your individual check and hold it until your future payday, without any credit score rating monitors. You can utilize those funds to generally meet crisis requirements or spend unanticipated debts.

Concept Debts

We’re going to offer you a 30-day advance loan making use of your vehicle title as guarantee. You need the income to generally meet disaster needs or spend unanticipated bills. Bring your vehicle for an instant appraisal, acquire profit instantly.

Flex Loans

Tennessee Quick money, Inc. is now offering Flex financing, and the old-fashioned Check Advance & concept financial loans, for short term financial needs. A Flex Loan try a type of credit that a client can start free, does not have any punishment costs or annual fees.

I have a flex financing with TQC and that I LIKE IT.

They aided me personally down as I demanded the money, hassle free minimum repayment autodraft, the 10% major paydown puts a lot of my personal cost in to draw off of or reduced my personal then cost and I also like that i will head to anybody regarding 22 stores and obtain an advance, since’s efficiency. Quick application procedure and experienced CSRs grab the worry of procuring and comprehending the mortgage at the same time. Would definitely advise TQC to anyone that demands monetary support.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.