FAQ

Frequently Asked Questions

Guaranteed Loans Faq’s:. Ought i get a guaranteed mortgage without income?

Guaranteed Loans Faq’s:. Ought i get a guaranteed mortgage without income?

Better, the clear answer is actually ranging from a yes-and-no one another. For folks who visit the traditional lenders, after that odds will be really moderate you will get recognition. Yet not, you will find direct loan providers in the industry who also provides secured financing also there is no need people source of income. Previous Fund is certainly one eg respected lender where you could rating for example loans without the hassle. What you need to do is actually complete the web based app techniques where you could set the quantity out-of ?1000-?10000, if in case your request is approved, you may get the amount in this occasions of acceptance.

What’s higher anticipate mortgage to own underemployed?

Large acceptance financing for out of work are the ones finance making it easier for you so you can be eligible for that loan. These types of funds none of them you to arrange an excellent guarantor and equity. A lender approves the job according to your own affordability.

Easily sign up for an ensured unemployed mortgage, usually my loan application be accepted with high desired rate?

You may already know a loan provider tend to disburse money considering your own affordability, you will likely become accepted for folks who illustrate that you manage perhaps not get behind repayments. Making sure that you get the new recognition, change your credit rating and don’t have a recently available default on your own credit file.

How do i rating an ensured loan when the underemployed?

Jobless will bring numerous challenges along with it, thus bringing that loan can be helpful such a rigid problem. Well, providing financing isn’t that simple than just it sounds as the majority of the standard lenders browse the revenue loan for title of car in Ohio stream regarding the brand new debtor just before approving the mortgage. Yet not, this doesn’t mean you try not to get a loan as there are lead lenders in the business whom give protected funds for out of work individuals. These businesses check the payment capacity of debtor and certainly will agree the loan consult if you have side income present such as freelancing or people anybody else.

What credit history would you like to score an ensured financing?

If you’re making an application for that loan at a bank or any kind of antique financial, then you want about a good credit score to get financing approval. Even with you to definitely, the lender will go via your money position or other financial facets, right after which determines whether you are worth approval or perhaps not. However, this is not possible for the direct lenders just who provide your guaranteed mortgage also you’ve got a bad credit rating. You can also get the mortgage rapidly in your account while the these firms take care of an on-line financing techniques.

Can there be one plan getting guaranteed financing?

Better, less instance, if you find yourself using within a reliable lender. Capable give you a guaranteed financing with no difficulty otherwise any additional strategies. The new lead loan providers lack rigid rules so you’re able to accept the borrowed funds because so many normal loan providers perform. You will have to fill out the internet processes where you tend to must promote all of your required facts. Up coming, if the financing request is approved, the total amount was directed straight to your account without the difficulties. For this reason, even although you is unemployed, you can get the secured financing while promoting earnings through freelancing or other resource.

Whenever applying for an ensured mortgage exactly what records are needed?

If you’re knocking the fresh new doors off an immediate financial, then you will be necessary to complete just the majority of your data. Since lead bank operates an on-line software processes, so that you are not expected to provide a lot of files. Below are a few of your first things that there are add:

Once you’ve registered a few of these documents along with your demand is approved by the lending team, you can get the fresh new secured financing directly in your account within an equivalent day of new approval.

How to qualify for an ensured mortgage?

If you find yourself making an application for financing so you’re able to a primary financial from the United kingdom, there are also zero instance rigid requirements. However, you’ll have to bring good guarantor to get the mortgage, or if you need a good credit score. But if you do not have a great guarantor, you will have to consult just for a small amount as your app will be cancelled for people who sign up for a higher number. This is actually the industry practical, and all of loan providers follow this to incorporate a guaranteed mortgage.

Exactly how of good use are this page?

On the RecentFinance

RecentFinance try a direct bank, giving out of work funds with respect to the individual demands. You can use the quantity away from ?one thousand to ?fifteen,000 during thirty days to three-years. The fresh new APRs are very different depending on the financing. Look at properly before you apply.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.