Frequently Asked Questions

I need credit nowadays once you pull out an Oakam funding, youre only developing a better fina

I need credit nowadays once you pull out an Oakam funding, youre only developing a better fina

In case you remove an Oakam financing, you are besides building a better financial foreseeable future yourself, youll participate a like-minded neighborhood that is definitely improving accessibility inexpensive credit for most

Day-to-day most people supporting individuals mainly because they accomplish their money aim, create their own assets account and connection far better debt prices. Too, by using the mobile phone app to pay back timely, Oakam clients are transforming the credit discipline, making account more affordable and much more accessible for everybody.

Join up the community of 150,000+ customers.

New customers? Beginning these days with a loan from ?100 to ?800. Refrain recovery without having belated expenses

279per cent attached annual rate of interest (1427per cent APR person). Analyze Oakam along with financial institutions in this article.

Found customers can obtain as much as ?5,000 and reach an annual interest of 49percent (variable) with his larger positive debt.

  • Connection more cost-effective evaluation in time and improve your credit rating
  • Swiftly move on to numbers lower than several charge cards
  • Borrow over to ?5,000 while you develop your account account
  • No create prices. No latter or earlier compensation costs

dependent on terms

Put on with certainty

Complete our safe on-line program and obtain a conclusion within minutes. No create fees, no later part of the costs no beginning payment charges.

Start your very own Oakam journey

Place your debt to employ the Oakam app, expand your credit standing over the years and build your path to a brighter financial prospect.

Customize the loan

Gain access to decreased rates and superior volumes since you repay the loan. Borrow about ?5,000 through the years. Get the full story

Join the 150,000+ users that trust united states

Had been not only a money lender: comprise on an objective to create available financing possible for those.

Down load our very own mobile software

The Oakam mobile application enables you to incorporate or let you deal with the loan:

  • Get financing
  • Examine your excellent stability
  • Visit your subsequent compensation time
  • Examine your payment routine

Reasons to join Oakam

Bad credit? We are going to heed

Better heed their tale if you should be on pros, has a negative credit rating or simply found its way to the UK. Weve made it all of our mission to get rid of lower financial boundaries while increasing gain access to regarding.

No room check outs – actually!

Cash is a personal topic therefore we make certain it’s in that way. Believe all of us instead of doorstep funding. Properly never knock on the house and you’ll often attain north america on the web or over the telephone.

No hidden shocks

At Oakam youre constantly in charge. Our very own products are basic clear. Most people do not rate late expenses and theres zero cost associated with paying ahead of time.

The passage to a better economic next

Just like you payback their Oakam money, it is possible to open small rate, large quantities and extended provisions. Its our personal approach assisting you create your credit page as time passes.

Control the loan making use of the Oakam app

Gain access to the loan and compensation plan by accessing our app, and implement for tops ups and new finance in the foreseeable future.

Common questions

Oakam produces straightforward and easy monetary services for people who find it difficult to borrow from finance companies. We offer responsible use of assets and they are dedicated to providing all of our clients with esteem.

Day-to-day we all support men and women mainly because they realize their money objectives, construct their unique credit profile, and connection much better mortgage prices. At once, through the use of our very own mobile software to repay in good time, Oakam customers are improving the financing markets, generating loan inexpensive and more available for everyone.

How exactly does it manage?

The simple! It is possible to utilize on the websites, or via all of our mobile app. The application can be downloaded from the fruit iStore for iphone 3gs products, or from the The Big G games shop for droid systems. In case your application is approved, the cash https://title-max.com/title-loans-va/ may provided for your money on a single day. Many winning candidates obtain their particular funding within a few hours to be recognized.

At the mercy of position. To the application, we will want to know for your every month income and spending at length, being make sure are able to afford the monthly payments during the lifetime of the borrowed funds.

Will Oakam accomplish a credit score rating research?

Yes. But we do not make our commitment entirely individual credit rating. At Oakam you know that lifetime doesnt usually proceed as in the pipeline. Most of us understand that you’ve probably run into financial hardships prior to now so that an effect, you may have a poor personal credit history. Unlike some other lenders though, Oakam never instantly blacklist we since you need missed monthly payments. Your credit track record and price appraisal help us comprehend your current circumstance when you evaluate the job for a financial loan.

Thus, even when you have now been declined by additional financial institutions in earlier times, we may nevertheless be in a position to allow.

Really new to the united kingdom. Can Oakam help me to with financing?

Yes. We query you have come a citizen in the united kingdom of at least six months before you apply for a financial loan with our company. All financing become subject to value inspections together with your economic reputation. All of us receive new business every single day and, because our personal using the internet application is completely automated, you could potentially incorporate when you need to, 7 days per week. All our lending products tends to be dependent upon your financial position.

Precisely what does APR suggest?

APR represents Interest Rate.

The APR was a typical evaluate employed across all debt goods to assist users assess the money necessary for debts. Because APR reflects the yearly speed of price for a loan, it is really not usually any assess to understand comparing debts various measures.

The APR was, properly, an efficient review software for close products, but in addition to the APR, all of us constantly show you the full worth of a mortgage as well as the specific instalments, i.e. what you will really pay back outright. We feel this info provides you with a fuller picture of the charges individuals personal loans and must help you produce a knowledgeable investment whether one of the loans is suitable available.

I am independent. Is it possible to have a mortgage?

Certainly, influenced by your financial updates.

Could I need a joint application using lover?

No. we merely provide to folks and we try not to acknowledge joint solutions.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.