FAQ

Frequently Asked Questions

If you have checked your credit score and think it is too reasonable to be considered, you can look at getting sometime to boost your credit score when you use.

If you have checked your credit score and think it is too reasonable to be considered, you can look at getting sometime to boost your credit score when you use.

If one makes your payments on your current credit punctually, reduce steadily the quantity of loans you’ve got, and make certain that you have sufficient money to aid a 50k loan together with your other costs, you should have a far better chance of qualifying and perhaps actually have a much better price.

What is the lowest credit rating for a $50,000 personal loan?

The minimum credit history you will need to be eligible for a $50,000 personal loan depends on the lender. 1st, you should find out if the lending company resources personal loans for that amount. Some will not all of them will approve an individual financing for less than perfect credit. Some banking institutions will give that total those that have a credit score of 650 or even more. That is considered to be a reasonable credit history from inside the higher selection. More lenders may give consideration to borrowers with a credit rating of 600 or somewhat lower.

Bear in mind though, that creating an unhealthy credit rating can considerably influence the price. For instance, if you acquire $50,000 at a consistent level of 6.95percent and repay it over 5 years, your own monthly payment can be around $989 along with your complete interest costs will likely be around $9,337.85. Any time you acquire the same quantity for the same term but at mortgage of 24.99%, your monthly installments would be around $1,467.00 along with your complete interest outlay can be around $38,036.38. Remember these are merely advice along with your price could possibly be greater but it is a good way to reveal the result interest is wearing your repayments and total price.

What exactly is thought about less than perfect credit when shopping for a $50,000 consumer loan?

The requirements to qualify for credit commonly get slightly more strict when you increase the quantity you intend to obtain. Larger quantities can place the loan provider at greater chance of not getting their cash back once again since the money bring a huge affect the borrower’s funds. Thus, while loan providers may think about a credit rating of 580 and on occasion even 550 for a tiny mortgage, they often need a higher credit history for a more substantial loan. While we already discussed, a FICO rating between 300-579 is recognized as bad. For a financial loan of 50k, lenders frequently want the borrower to have at least credit rating of 650 but will sometimes start thinking about a credit get of 600 or slightly decreased. For a loan of 50k or higher, an unhealthy credit rating try things below 600 and you might find it difficult attain an unsecured consumer loan.

This does not imply that your can’t obtain the income. Perhaps you are able to find a protected mortgage, make use of the equity within your house as protection for a cash-out refinance or residence equity line of credit or add a cosigner on the mortgage.

In which should I have a https://www.installmentloansindiana.com/cities/clarksville/ $50,000 unsecured loan with poor credit?

You’ll want to shop around observe what you must do in order to qualify and exacltly what the rates is going to be. When you have poor credit, you may find yourself spending a top rate of interest and possibly financing charge. Looking around can get you an improved deal-even an interest rate that is reduced by 1percent or 2per cent make a significant difference in your costs and complete interest prices. To test personal bank loan provides you with should visit Acorn Finance. You should check consumer loan features between $1,000 to $100,000 without any effect on your credit score. You may also be able to lock in financing via your main lender.

Completion Views: If You Become A $50k Unsecured Loan?

To conclude, possible qualify for a $50,000 consumer loan with good or less than perfect credit. While banking companies and credit score rating unions have best prices, on line lenders are usually more straightforward to be considered with. Personal loans are a great way to combine financial obligation and improve your credit rating. When you are accepted for your own financing and receive the resources you need to be able to use them however wants.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.