FAQ

Frequently Asked Questions

in Asia features credit score rating which lowest requirement that you need to satisfy to qualify to obtain your self a home loan.

in Asia features credit score rating which lowest requirement that you need to satisfy to qualify to obtain your self a home loan.

Upwards individual mortgage is built to offer your own monetary specifications very quickly through an effortless and ha le cost-free online software .

we provide the unsecured unsecured mortgage around used to spotlight unanticipated health-related expenditures, debt consolidation, wedding ceremony costs, studies, investment in a unique car and on occasion even quarters renovation. What is a Personal Financing

In standard conditions and terms, personal bank loan happens to be a unsecured as a variety of account which might be purchased to take care of immediate economic requirement such as for example cost of coaching expense, medical establishment bills, wedding spending, financial investment in cellular yet others. The mortgage amount exists for period to 60 weeks at low interest rate beginning at . Because of this kind of financial becoming unsecured in general, the bank doesn’t have anyone to provide any guarantee. Somewhat, the borrowed resources exists predicated on your own credit score rating credit and qualifications rating.

Your credit rating has become the elements that are crucial beginning considering anytime a your loan regimen. The financing score is a determinant that will be considerable determines your credit score rating and payment skill. Each loan company in India functions credit that’s lowest prerequisite you’ll want to satisfy to meet the payday loans Centerville Tennessee requirements receive your self a home loan. On the other hand, not actually lender needs a credit get this is certainly strong. Although have powerful accounts but should you decide put on t fit by using the financial institutions extra demands the borrowed funds system is likely to receive declined. Thus, it is important you look at your credit rating and enquire minimal requirement to have a debt. Similarly, remember, a credit that will be highest can help you grab yourself a high levels lent at low-value interest, whereas a minimal get probably will have the home loan applications rejected or sanctioned at a higher amount of interest.

Check up on the wages criteria

Finance institutions in Asia have the absolute minimum earnings necessity that you’ll need to be thought to get the mortgage software recognized. The revenue necessity may similarly vary from county to mention. The sales requisite for individuals getting into tier we and tier II places maybe full of comparison to tier III towns. When you wear t contain the earnings to pay for your loan in those days your loan business would overall prevent the task on thought floor.

Concentrate on the Jobs Demand

a loan provider may need someone be used with the existing organization for just a couple of days or months to be able to qualify for your own mortgage. Additionally, if you find your organization just isn’t l while using the lender in this case the application for any loan will likely acquire declined. Therefore, it is essential that you read the little work needs as well as the document on company independently money approved.

Don t Become a loans Guarantor for anyone

If the friends or group need you to turned into a guarantor for their fund affirmation, consequently steer clear of doing required choosing to act could hurt the loan regimen. Don’t forget, then your responsibility associated with the payment lands on arms with the guarantor, which can at some point impair your credit qualifications also when the borrower defaults regarding financing.

Have actually Little Obligations to Money Rate

Your financial issues to profits amount symbolizes the month credit you have to pay in accordance aided by the income that will be month-to-month own it’s really a way of measuring you skill to stay the financial you intend to have. For those who have a high obligations to earnings price subsequently a application for the loan seems obtaining turned down on a single earth. Hence, it’s a good idea you repay your current financing before you apply with a new kind this is certainly unsecured of.

Always Check Mortgage Qualification On The Web

Before you apply regarding personal financial loan, it is best you test your credit certification online utilizing a loan qualifications calculator that’s individual. The calculator support an estimation is actually got by you of the loan amount you could be entitled to get, for this reason stopping you from getting your program rejected.

Don t make mistake inside program

Any time you cover any realities from your lender then your application your financing may well claim denied. Keep in mind, financial institutions select alternate companies to ensure your very own job, income and residency particulars. Any misrepresentation of facts produces rejection of any applications. Really then the lender can reject the application in the mentioned crushed when you have a great credit score.

Don t usually Turn Job

Loan providers would rather offer funding to folks utilizing protected job. For disbursing funding of large quantity, lenders consider their period of time of work adventure plus your existing time frame using the company which current. Routine projects variations may have a impact which adverse the loan software.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.