Frequently Asked Questions

Misconception step 1: Private installment loans are the same topic since payday loans

Misconception step 1: Private installment loans are the same topic since payday loans

The field of financing can occasionally feel like it’s filled up with loads of jargon and you may insider lingo. APRs. Fixed prices. Lenders. Securities. Subsidiaries. And numerous others. Chances are you may have heard of loans, however, are you aware you can find different varieties of finance when you’re trying to find money?

At the Community, we concentrate on personal payment loans. Because identity can be new to your, the theory is straightforward. In this article, we are going to determine just what an individual mortgage is actually, as to why your own financing suits you, and we will dispel some typically common myths and you may misunderstandings surrounding him or her.

Why don’t we feel free to make this one in the way in which: individual payment finance aren’t payday loans. With your own fees loan, i give you a set amount of cash while pay they back in installments every month. Not to ever feel mistaken for high-risk cash advance or credit cards, personal cost loans enable it to be people to help you borrow cash considering their overall monetary image.

When you get a scene loan, we shall let expose an equal monthly payment according to your capability to pay. No unexpected shocks. Absolutely nothing invisible on conditions and terms. You can easily constantly see your own fee count of course it is due.

Misconception dos: You desire a good credit score discover a personal repayment mortgage.

Sure, we shall focus on a credit score assessment after you implement. Zero, bad credit or no borrowing does not mean your application usually be automatically declined. You are a more than a credit rating so you can us, and we also bring your whole financial visualize into consideration whenever examining the application. In addition to this? Making uniform payments on your own Community loan is an excellent ways first off strengthening or reconstructing your credit! Of borrowing on 800s to a credit history out-of five-hundred, we’re going to try to allow you to get the cash you should get back into the nice.

Myth step three: Applying is tough and tedious.

A century before, anyone could have believed they a tiresome process to go to a bank, submit a collection of financing files, following go home to go to months otherwise days to have term on the mortgage approval. Thankfully, it’s 2021 therefore we have the net, electronic variations and a process a number of our people could even phone call “effortless peasy.”

For those who have went to our very own site, you have could have noticed i mention that making an application for a world financing is fast and easy. I talk the way it is. Typically, it entails from the 8 times to do the application form, and some of our own consumers found recognition in as little as an hour. Having framework: which is including heading from application so you’re able to acceptance within a similar period of time you might invest enjoying you to episode of The nice British Cooking Let you know. (However, let’s be honest, have some one on the history of Netflix ever merely saw that episode of GBBS?)

Pay attention, we become it. Going for a monetary mate is a significant contract, and now we fit everything in we are able to to make you end up being appreciated and you will offered on the very first time you decide on World. If you end wanting solutions to any queries as you move through the program procedure, we is here to aid.

Misconception 4: It requires permanently to receive your finances.

A smart and generally-cited playwright once said, “Parting is really nice sadness.” I state, “So is actually awaiting your money.” When you are obtaining a personal installment loan, you actually actually have a concept of exactly how you’ll use the new money. The goal is always to help you to get the cash you need when it’s needed really. In most https://paydayloansmichigan.org/ instances, you will definitely discover your finance whenever 60 moments once the loan software is recognized. With your new lead-to-debit alternative, the procedure is quicker than ever before.

Misconception 5: You may be minimal in how you need your money.

In terms of many, different ways all of our customers have tried their private repayment loans, we only about heard it all. A dream a vacation to Antarctica when planning on taking a great selfie that have penguins. Examining ft jumping off brand new ol ‘ bucket listing. Substitution an ice box one to chose to pass away the newest morning twelve customers had been lead more having Thanksgiving. (As to the reasons ice box, as to the reasons?) Talking about tall advice, nevertheless the area stands: the way you decide to use your Globe money is perfectly up to your. Whether you are financial support vehicles repairs, paying down scientific bills, covering dogs expenses or simply just wish to have some extra currency to have life’s absolutely nothing unexpected minutes, an individual installment loan out-of Community helps you take action every.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.