FAQ

Frequently Asked Questions

Montel Williams can’t slope cash advance so you’re able to Brand new Yorkers

Montel Williams can’t slope cash advance so you’re able to Brand new Yorkers

In this case, we could select you debt consolidating apps inside the Lexington, KY, to help you consolidate the charge card otherwise payday loans debt. By the dealing with a cards guidance services for the Lexington, KY, you will be in a position to combine their borrowing from the bank balances on good personal debt administration package, otherwise DMP. The debt integration provider usually safe advantages of creditors, instance:

  • Cheaper Interest rates
  • Forgiven Costs
  • Reduced Payments

It is really not merely Ny who’s cracked down on pay day lenders and you will companies that generate leads to them

personal loans 650 credit score

Integration can also infer debt consolidation money that replace your credit loans which have collateralled financial obligation. We are able to easily select you a valid Lexington debt consolidating organization.

Financial obligation administration plans, typically treated from the one of several borrowing counseling companies when you look at the Lexington, KY, let you shell out what you owe with just you to percentage 30 days, not to mention more affordable interest rates, monthly obligations, and costs. Generally their creditor initiate giving this type of advantages when you upload them around three successive repayments. If you are searching to own a charge card integration program from inside the Lexington, KY, this is certainly one of the most cheaper choices, merely $25-40 every month.

Cash advance head generator need to pay $dos.one million punishment

San francisco (MarketWatch) – Celebrity spokesman Montel Williams will not have the ability to assist cash-strapped New york state customers select a pay check lender.

Not online payday OK as much as a consent purchase, Selling Resource, and that really does team while the Money Common, would need to shell out an excellent $dos.1 million penalty and ensure they no more accumulates information about The fresh Yorkers toward reason for producing guides having cash advance, which can be unlawful around condition laws. Offering Origin and money Mutual do not generate payday loans but head business into the such loan providers.

What’s more, brand new concur buy states that Williams agrees in order to work to the [New york Condition] Service [from Monetary Features] by using the theoretically realistic measures to make sure that Offering Provider and its particular affiliates follow these and all almost every other terms of so it Concur Buy.

Jonathan Franks, an effective spokesman having Williams, said when you look at the an announcement that Williams have cooperated for the DFS during their study.

The brand new DFS made no in search of from a violation off laws by Mr. Williams, and the contract does not require him to blow any fines otherwise charges, Franks said. As well as typical out-of an endorsement contract, Mr. Williams doesn’t have role whatsoever on the market procedures regarding Offering Resource, and his awesome role is bound to that particular out of a hollywood endorser.

Inside the a statement, Selling Supply said the latest payment boasts no admission off wrongdoing, and that Currency Common voluntarily averted taking guidance from Ny county residents inside the November 2013. Selling Source said it will update its advertisements to make it clear their attributes aren’t available to Nyc condition residents.

Terms of the order need one Attempting to sell Source not any longer encourage so you can New york postal requirements, Internet protocol address details, or cell phone numbers, and this obviously and you can prominently overview of Money Mutual’s site one This service isnt for sale in Ny or even to The latest York individuals due to interest limits lower than New york legislation. The firm have 3 months so you’re able to follow.

Would be to anyone using a north carolina county Area code just be sure to use money Mutual’s website, the organization is required to reroute them to an excellent DFS webpages regarding avoiding predatory money, with respect to the consent order.

Back in April, Illinois Attorney Standard Lisa Madigan filed case up against Currency Mutual to have generating results in pay day loan providers.

A year ago, the consumer Monetary Security Bureau create a report discovering that 80% out-of pay day loan were folded more than otherwise renewed from inside the allotted two weeks, leading to costs one far surpassed the mortgage amount. In the January, the latest CFPB said it actually was looking at an easy way to handle this new $46 mil cash advance world into a national peak.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.