Frequently Asked Questions

more restricted rates, nonetheless, the consumer defense laws that’s a great on video game transform

more restricted rates, nonetheless, the consumer defense laws that’s a great on video game transform

Cash advances which aren’t it is currency

We have centered mainly into the credit card pay day loan and therefore include positively deciding to withdraw money are financing due to your own cards profile. But that’s perhaps not the only sort of buy one this new mastercard get be considered getting an excellent cash advance.

Of several creditors often password certain commands eg a funds mortgage should they go through the buy to become money purchase which is similar. It indicates that the providing something acts like money.

Eg, for many who employ your own bank card to make a wager at the the fresh race otherwise local casino display, the will likely imagine one purchase in order to become an advance loan. Other types of sales which can be termed as money equivalents range between bucks demands, drawing seats, tourist’s , and you may gift that’s sure.

A way to fork out away credit cards money boost

As we previously mentioned, a charge card advance loan begins accruing interest from the a leading rate as soon as bargain hits their video game account. What this means is you will want to pay the bucks improve and if during the try not to also hold back until your own bank card expenses will come in the near future because you could.

Monthly since you try to pay your cash improve when the nothing else, try to make more your own minimum necessary percentage. Otherwise, you might be collecting interest thereupon improvements to get a good time that’s long.

The truth is, your hard earned money boost balance is definitely independent from other balances i keep the credit card, including your buy harmony as well as frequency you borrowed from with the any transfers of balance. The newest cards are able to use minimal month-to-month payment to any of your own number, and it also generally wants a portion of the into the rate of interest you to definitely are reduced.

Extremely, promoting only the minimum rates ways the complete of any shell out may be wear lower your get harmony due to the fact costly cash advance balance does not refuse after all.

For those who spend more than limited costs, nonetheless, the user shelter rules which is a beneficial regarding games changes. Loan providers are needed to apply people number when you look at the of your own minimum percentage to your balance by using the rate of interest which is highest, which will be apt to be your money proceed.

When will be a cards is actually had from you cards cash advance

Broadly speaking, the deal costs, instantaneous focus, and you will high that have a mastercard cash loan strongly recommend you ought to stop them whenever Though, usually, it might often be the best choice.

Credit cards pay day loan could be the better option having example, if you prefer a little bit of easy money as they are considering an online payday loan. Predatory label that’s quick will always become more high priced than simply only a charge card cash loan.

And you can a credit card payday loans is certainly a much better choice than providing evicted getting failing to pay their rent, otherwise defaulting on the several other credit score rating character. On top of that, if you’re offshore and you just you desire rapidly to help you cash, that have a mastercard payday loans shall be a life saver.

Choices to credit cards advance loan

While many situations may need a cards payday loans, it ought to not very first choice. Depending on what you would like, you can score other selection which make far more sense.

For just one, you really need to see if or not you are able to your financial notes so you can produce a get, unlike a cash advance. Extremely undertake credit cards now, together with electricity that’s of many rental companies. It should nevertheless be less expensive than credit cards payday loans because they can charge a beneficial otherwise comfort payment.

Otherwise, low-well worth desire unsecured loans can be extremely a stunning cure for have enough money you desire. He could be eg helpful for people sales which might be highest get have to pay off towards the https://www.paydayloanstennessee.com/cities/waynesboro/ a-year or more.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.