Frequently Asked Questions

On-time costs are important for building or improving credit ratings

On-time costs are important for building or improving credit ratings

Keep an eye on repayment deadlines

Set schedule reminders maintain you focused. Should you decide overlook a deadline, create your installment asap since interest and fees can increase because of the passing of time.

Ready goals

Some loan providers are more versatile than others. Credit cards routinely have the highest interest rates, so spending credit card bills 1st might help avoid costly belated costs.

You shouldn’t wait to save

It might probably not be easier to set revenue apart very begin right now. Even conserving a little bit on a monthly basis in an interest-bearing account makes it possible to create an economic cushion.

Just how Moms And Dads and Guardians Can Help

Investment empowerment can appear challenging for many people with IDDs, but the majority of is capable of an amount of economic competence and autonomy together with the help of others.

Getting an Ally or Endorse

Moms and dads, guardians, caregivers, along with other trustworthy partners can really help individuals with IDDs develop monetary literacy and get greater economic independency. Being an ally to anyone with an IDD could also include promoting for them and helping them do not be exploited.

  • Assess features: individuals with developmental handicaps have differing examples of intellectual skill, that may influence her capacity to manage budget. Partners should objectively and realistically evaluate each person’s effectiveness to comprehend what components of financial management the individual with a disability can handle.
  • You should not overstep: it might be tempting for family members or caregivers to take-charge of economic things for someone with a rational handicap, especially if they truly are helping manage various other components of the individuals existence. But which will not necessary or in the end helpful. Partners should discuss how to become useful, in the place of intrusive.
  • Create limitations: individuals with IDDs may benefit from investing restrictions on charge cards or prepaid service cards which lessen overspending. Instead, people who have disabilities becomes authorized people on a caregiver’s charge card or bank account. This method can provide the household associate or caregiver better presence and control over someone’s finances, although it can also make caregiver responsible if some thing goes wrong.
  • Build independency: aiding folk find out the concepts of monetary control may be a way to promote deeper self-reliance various other spheres of lifestyle.

Get Precautionary Measures

People with IDDs is at deeper threat of being economically exploited or abused. Establishing protections for a person with an IDD enables them to develop cash control expertise while remaining safer.

Become credit tracking

Build credit tracking through the credit agencies or a reliable credit spying services to take into consideration fraudulence or unforeseen task. Some solutions may recharge a charge. Most people are eligible for examine their own credit file one time per year 100% free. In addition, watch your own financial and charge card statements to catch any unauthorized task. If you see everything questionable, submit they immediately.

Consider a credit freeze

Cold a person’s credit score rating will stop deceptive or impulsive membership open positions, although it also avoids them https://paydayloanssolution.org/installment-loans-ga/ from opening any new credit cards or account they could really need to construct their credit.

See a lot fewer bank card grants

Opt-out from unwanted credit card offers using the internet through a mutual initiative by big credit revealing enterprises, OptOutPrescreen. Only a few card issuers will likely be with this record, so you might have to contact the info and advertising connection to opt-out of general unsolicited mail or phone features.

Continue with caution

Never ever give out personal data or credit card or bank-account info. Should you get an obtain info or resources from any organization, providers, or national institution – even ones you communicate with regularly – verify the request is legitimate.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.