FAQ

Frequently Asked Questions

Q. something a bad credit rating?

Q. something a bad credit rating?

Some loan providers require you to has a fixed income to be eligible for a loan. If you don’t that, you must have no less than a steady income source. Because they provide your revenue regardless of your credit score, they want some assurance as you are able to pay off extent owed. By analyzing your earnings, they will certainly identify your debt to income ratio and offer your financial loans relating to that.

Ensure that you check the deal to ensure that loan providers do not bombard extra charges. Also, make sure to check out the interest levels. Remember that the rate of interest will be different based on the levels your use and how very long you are taking to cover they right back. The further you’re taking to pay back the loan, the greater number of interest could gather.

Thereon note, check with your loan provider if you’re slipping behind on the costs. Countless loan providers may come up with a flexible routine considering your good reasons for are belated.

FAQs about No Credit Assessment Financial Loans

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If someone have a history of failing to pay their own credit right back timely or having extreme credit score rating, that’ll induce a terrible credit rating. This score will then identify your credit rating. This score allows you to determine how individuals handles credit.

The most famous scoring strategy, in such a case, will be the FICO credit score. This scoring system range from 300 to 800. Individuals who have a score below 630 include considered posses a bad credit score.

Q. something a no-credit-check financing?

As name proposes, no-credit-check debts are debts considering without keeping the person’s credit score in mind. There are not any difficult credit history inquiries that usually accompany a traditional financing. Through these, also those with a negative credit rating can protect financing.

Q. just how do no-credit-check financing work?

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These individuals look at the credit rating but don’t refute you financing centered on that. Instead, they have a look at your income and its particular ratio to your personal debt. They check exactly how much you spend in correspondence about what you get. They look at exactly how much you can afford to pay as well as make a deal relating to that.

Q. just how much am I able to get through a no-credit-check financing?

Many lenders supply amount starting from $250 to $10,000 in such instances. While some tend to be also going higher. But to protected a much bigger loan, you need a greater money. We advice merely borrowing the amount you should stay away from larger rates and simply pay the borrowed funds back.

Q. How fast am I going to be capable of getting go now my personal resources?

Following loan provider keeps approved the loan, you can find the resources within twenty four hours. At the very least, this is the circumstances with the internet we now have examined. Various other covers, the extent may differ with respect to the loan provider’s financial techniques. For example, if you make an application for a loan on a Friday, you may need to wait longer to get resources.

Q. Why would I go for on-line financing networks in the place of mainstream off-line financing?

Online credit tends to be far more convenient, as possible connect with numerous lenders through a single platform. And this increases your chance to getting a loan and saves you time. You simply won’t need to separately inquire about a lender making countless calls to see if somebody will work along with you.

An additional benefit could be the investment exchange procedure. Online investment exchanges are a lot convenient and quicker. In addition, you don’t need to to bother with your own payment getting missing or postponed via post.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.