FAQ

Frequently Asked Questions

Release financial loans for self employed with a low credit score

Release financial loans for self employed with a low credit score

For those who sign up for an Oakam money, youre not only design a better monetary prospect for your own benefit, youll be part of a like-minded area that is definitely enhancing accessibility economical credit for a lot of

Daily most people supporting individuals because they reach their money needs, build the company’s account shape and gain access to better finance rates. On the other hand, by making use of our personal mobile app to settle prompt, Oakam customers are changing the credit field, creating credit more affordable and much more obtainable for anybody.

Sign up with the group of 150,000+ associates.

Brand new clients? Begin here with loans from ?100 to ?800. Quickly turnaround with no latter charges

279per cent corrected annual monthly interest (1427percent APR person). Contrast Oakam with other loan providers in this article.

Current clientele can use up to ?5,000 and graduate to a yearly monthly interest of 49percent (variable) with the large positive mortgage.

  • Gain access to less expensive cost by and by and increase your credit ratings score
  • Fast move on to prices below many charge cards
  • Access to ?5,000 just like you create your account shape
  • No setup rates. No late or very early repayment rates

dependent upon terms

Apply with confidence

Load our secure web program acquire choice within minutes. No build costs, no belated expenses no early repayment rates.

Begin your very own Oakam trip

Place your debt to partner with the Oakam application, improve your credit score by and by and build the road to a brighter financial next.

Custom your loan

Accessibility decreased numbers and large volumes whenever you repay your loan. Borrow about ?5,000 over the years. Read more

Join the 150,000+ clientele that faith all of us

Comprise not merely a loan provider: are on a purpose to generate obtainable financing a real possibility for all those.

Down load the cell phone app

The Oakam mobile phone application allows you to use as well as let you control your loan:

  • Make an application for credit
  • Examine your excellent balance
  • Visit your then repayment time
  • Take a look at payment routine

Reasons why you should sign up with Oakam

Less than perfect credit? We’ll heed

Really notice their history if you are on perks, have a poor credit score or merely found its way to the UK. Weve got our personal mission payday loans Alabama to-break out monetary hurdles and increase availability for all.

No household visitors – actually!

Cash is a personal count so we ensure that is stays as planned. Believe usa as an option to doorstep funding. Effectively never ever knock-on their house reveal often go all of us on the internet or over the device.

No unseen surprises

At Oakam youre always under control. The items are simple and easy transparent. Most of us do not charge late prices and theres zero cost involving repaying very early.

Your own bridge to a brighter economic foreseeable future

Whenever pay off your own Oakam finance, you are able to discover small rate, massive amounts and lengthier consideration. Its our approach aiding you construct your debt account through the years.

Coordinate the loan making use of the Oakam software

Connection your loan and payment agenda by downloading the application, and implement for covers ups and brand-new personal loans down the road.

Faq’s

Oakam supplies upfront and easy financial facilities for folks who find it hard to use from banks. You can expect liable having access to credit and are generally dedicated to serving all of our customers with regard.

Daily most of us support customers because they create their money aim, develop their particular loan member profile, and access better loan charge. On top of that, simply by using the mobile phone software to pay back regularly, Oakam customers are improving the lending business, producing debt cheaper and available for anybody.

How might they operate?

Its trouble-free! You may employ on our internet site, or via our very own cell phone app. The software can be downloaded from your fruit iStore for iPhone devices, or the online Enjoy Store for Android os gadgets. In the event your product is approved, the money may be taken to your bank account on the same week. More winning candidates get their money within one or two hours to be recommended.

Susceptible to level. The application form, we’ll ask you to answer for the monthly money and expenditure in more detail, to be able to make sure you can afford the monthly monthly payments along the longevity of the borrowed funds.

Does indeed Oakam manage a debt bing search?

Yes. But we do not make the determination only your credit history. At Oakam most of us know that lifetime doesnt often become as arranged. You understand that you may have run into financial difficulties during the past and since a result, you could have an undesirable credit ranking. Unlike other loan providers though, Oakam should not immediately blacklist your as you have missed repayments. Your credit score and value evaluation allow us realize your condition as soon as we analyze the job for a financial loan.

Hence, in case you have now been reduced by some other creditors in earlier times, we may be capable of let.

I am just new at all to the united kingdom. Can Oakam help me with a loan?

Yes. We all query that you have been recently a homeowner in great britan a minimum of a few months before applying for a loan with our company. All funding were reliant on value monitors together with your financial standing. Most people acceptance clients day-to-day and, because the on the web application is completely programmed, you can actually pertain if you ought to, seven days per week. Our lending products happen to be susceptible to debt condition.

So what does APR mean?

APR represents Annual Percentage Rate.

The APR are a standard measure put across all financing remedies to greatly help owners assess the price of financial loans. As the APR contemplate the yearly rates of rate for a loan, it is not necessarily constantly a simple determine in order to comprehend when you compare funding of several lengths.

The APR are, consequently, a powerful contrast resource for equivalent production, but additionally for the APR, most of us often explain to you the total worth of loans together with the personal instalments, that is,. what you should payback fully. We feel this info provides you a fuller photo of the price of your loans and will help you make the best investment whether our financial loans is acceptable available.

I’m self-employed. Am I able to get credit?

Sure, at the mercy of your financial updates.

Am I able to need a joint tool in my lover?

No. We only bring to folks and we you should never accept combined methods.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.