Frequently Asked Questions

The UKa€™s Loan Statistics a€“ the number of visitors look for financing?

The UKa€™s Loan Statistics a€“ the number of visitors look for financing?

Just how many people in the UK bring in fact taken out financing? If you were to think you’re alone in borrowing funds, you’re not. Discover most of the stats below.

If you feel you’re by yourself if you are trying to borrow cash, you are not. Thousands of people all around the UNITED KINGDOM are looking for all types of debts, to finance their everyday lives. Whether guarantor financing or mortgages, the amount of men and women seeking sign up for that loan has actually increased rapidly over time. With and more men and women selecting a loan, it’s end up being the newer norm to borrow cash.

According to a study through the Bank of The united kingdomt, released in Summer 2018, both consumer credit and home loan credit remained unchanged within their increases between 2017 and 2018. You can observe the total document on revenue and credit score rating, through link given.

These kinds of online title loans in Alaska debts is short term loans for smaller amounts, usually between A?100 a€“ A?1,000

We’ve receive research from 2017-2018, about mortgages, vehicle financing, payday advance loan and. Borrowing cash doesn’t always have becoming a problem. There’s always come a stigma close debts, the good news is, since more and more people borrow money, there shouldn’t be. Whether you have good or less than perfect credit, financial loans are being utilized for all kinds of things, throughout the united kingdom. Very, without more ado, here is our article on financing statistics.

Throughout 2017 and element of 2018, greater numbers of individuals took completely financing. We’re going to glance at the precise demographic of various financing consumers, attain a much better thought of exactly who is seeking that loan. We’ll keep an eye out at pay day loans, car finance, figuratively speaking and mortgages as well. As well as, we’re going to be such as guarantor financing as well.

You might or might not have observed payday advance loan, however for people withn’t, we’ll clarify a little about them. But payday advances bring a significantly larger interest rate than other debts, with an APR occasionally up to 1000% or more. Whilst these financing carry a reduced interest rate if paid off quickly, the costs develop when repayments are missed or extended.

We’ve acquired the statistics on payday advances from Finder. The findings claimed that through 2017-2018 the typical financing dimensions for people had been around A?260, in addition to unmarried typical amount lent are A?100. Common payday loan visitors, every 3 in 4, got completely several mortgage per year together with the average quantity of debts for recurring visitors had been 6. Finder also receive the key demographic for payday loan consumers.

They unearthed that these people were, normally, amongst the centuries of 25 and 30, are solitary and mainly employed or unemployed but getting perform. The statistics additionally demonstrate that the pay day loan individuals were often on a reduced money, under A?1,500 coming in to the family every month. More facts suggests that individuals who grabbed an instant payday loan got an unforeseen rise in expenditures and outgoings.

Taking out fully a loan to invest in a car has started to become many usual, which includes actually leasing automobiles over a group phrase. Versus getting a motor vehicle outright out of your very own pocket, the more beneficial solution is becoming auto funding a€“ borrowing money to get an automobile. Car lease is possible through numerous methods, instance rental, hire purchase, personal contract order or the utilization of an individual loan to acquire a car.

To exhibit you how normal borrowing money is, we have now created some mortgage statistics to show they

Between 2011-2016 there have been over 100percent boost in car financing, as reported by the Guardian, as well as the enhance is set to boost through 2018 and. Over A?30billion in 2016, doubled from 2011. This alone reveals that car funding is rising, and folks seek an alternative method to secure an auto without having to pay outright for one. The content furthermore stated that newer PCP (individual contract purchase) vehicles took 86percent regarding the marketplace.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

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We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

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There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.