Frequently Asked Questions
Month-to-month spending RM3,000.00 to RM5,000.00, greatest credit are Alliance financial Platinum Card at money back rate between 0.96% to 1.38per cent. Following close is Alliance lender Younique mastercard at cash back rates between 0.94per cent to 1.37percent.
Month-to-month spending RM5,000.00 to RM100,000.00, ideal cards are Affin lender at cash back price of 0.80%..
Monthly using RM100,000.00 and above finest cards was people lender Platinum credit at money back rate of 0.90percent.
With relate to above payday loans in Lawrenceville GA bottom line, you’ll be a lot more creative mix & match the above card so that you can optimize your earnings rebate. For instance, for month-to-month using of RM15,000.00 , fee RM5,000.00 to Alliance financial Platinum Card, subsequent RM5,000.00 to Alliance lender Younique cards additionally the rest to Affin lender charge card. Simply use your creativity.
However, if you plan to accomplish your own buying any kind of time specific merchant that have special cash return strategy such at large, then it’s preferable to incorporate monster Citibank Credit Card while they give the greatest earnings discount during this certain vendor.
Any comments or what you would wish to suggest, go ahead and create their opinions.
Enhance (11 February 2010)
1. Standard Chartered got releasing traditional Chartered JustOne Titanium Mastercard that offer as much as 5percent finances discount. Have a look here for info.
2. Hong Leong Bank posses 1per cent cash rebate card via their particular CHARGE important bank card.
hello, i believe you lose out 1 card from HLB. important credit from HLB with 1percent money discount for several acquisition without any capping quantity.
Yes i did so skip the credit which you mentioned. As I performed the comparison in March 2009, that cards is actually yet getting reintroduced on industry. However, We have a post on CHARGE Essential Card if the credit ended up being reintroduced in November 2009. Look at the up-date point under this article.
Hi, how about Ambank charge cards? worthwhile give? tq
As of now AmBank needs finances discount mastercard.
Will there be or maybe there is any most recent contrast for profit discount credit?
If you are searching at bank card offering cashback on all deal subsequently examine Hong Leong Essential credit and Alliance Younique/Platinum cards. Crucial card provide 1percent rebate endless amount while alliance as much as 1.38%.
Should you decide consider specific vendor card, check for AMEX silver charge card, 5X points at Hypermarket & gas. 5X factors comparable to 2.5per cent rebate.
Alternalive choose Alliancee bank Debit credit. Obtained 3 cards. Standard 1%, Platinum 1.5per cent & superior 2percent rebate.
I may upgrade the assessment later on.
SCB just one single titanium not much more in malaysia. They get back liao.
Related to the just below discussed thing, kindly observe that traditional Chartered Bank Malaysia enjoys discontinued the Justone Titanium mastercard. We plead to differ your cards is liable and usable in Malaysia although mechanics commonly locally powered.
Develop we’ve clarified the problem at hand. Thank-you.
Yes, they stop but we manage to get one previous. I am hoping I’m able to still using it for a couple most ages. ??
You really need to take into account that the quantum of annual fee may off-set most of the cash-back rebate. If a bank waives the annaul cost (like EON/HL/CIMB-direct accessibility), the advantage is equivalent to purchasing RM 10000 with a 1% cash back or RM20000 with a 0.5% money back. Many don’t actually spend that amount of cash on our very own credit cards in annually, so think.
Your best query the bank to waive the annual charge. Numerous bank will waive it.
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