FAQ

Frequently Asked Questions

They check your credit history, but it is best a gentle extract, so it will not damage the credit

They check your credit history, but it is best a gentle extract, so it will not damage the credit

Both installment lenders and financial lenders call for only a 580 score, although, with a mortgage, you need at least $3,000 in income. Furthermore, you really must be about 18 with a social safety number, standard earnings, and a legitimate checking account to qualify for all less than perfect credit unsecured loans.

Another needs is even with less than perfect credit record, you can’t have had an account with a later part of the cost more than two months or a recently available bankruptcy.

NetCredit

NetCredit enjoys a Built-In Credit-Builder plan that makes sure your repayments tend to be reported to two credit agencies (Experian and TransUnion), to help you make best use of paying back your private mortgage punctually.

Should you decide meet the requirements, you may either accept the borrowed funds terms because they’re or choose to a€?modify the loan info.a€?

Financing prices and phrase lengths with NetCredit vary depending on the state in which you living. In general, expect you’ll begin around 36percent. However payday loans in Louisiana, in some shows without price restrictions, you could observe that amounts jump-up to 155%.

Alabama, Arkansas, Arizona, California, Delaware, Fl, Georgia, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, North Dakota, Brand-new Mexico, Ohio, Oregon, South Carolina, South Dakota, Tx, Utah, Virginia, Arizona, Washington DC, and Wisconsin.

It is additionally vital to be cautious of luxury of NetCredit’s rates. However, you may want to see them if you’re within the qualified reports and do not have exceptional credit score rating.

Avant

Avant are a great loan provider for individuals of every credit means. They feature greater financing amount, and interest levels range between 9.95% and 36% APR.

Many consumers with this specific loan provider in fact submit rapid upticks inside their credit ratings. Precisely Why? More than half of all of the Avant financial loans are widely used to consolidate credit card debt. Thus, users document typically a 12-point hop in credit score within the first half a year of experiencing the mortgage.

If you don’t should consolidate your financial troubles, it’s also possible to sign up for financing to pay for do it yourself bills or emergency expenditures.

With well over 600,000 customers helped and a decision in a few minutes of implementing on the web, they feature a lot to consumers who are in need of economic support while remedying less than perfect credit.

LendingPoint

LendingPoint objectives poor and fair credit individuals seeking a personal loan. It is possible to obtain between $3,500 and $20,000 with rates which range from percent to per cent APR.

All personal loans is susceptible to a flat origination charge of 5percent which is subtracted from the financing proceeds you receive. To be considered, you need the very least gross yearly earnings of $25,000.

At long last, applicants must live-in one of several preceding states: Alabama, Ca, Colorado, Delaware, Georgia, Michigan, Missouri, Montana, nj, brand-new Mexico, North Dakota, Kansas, Oregon, Southern Dakota, Tx, Utah, and Arizona. Should you fulfill these standard training, then you’re a strong prospect for an unsecured mortgage.

Their particular loan application techniques is not difficult. Just draw with each other some basic paperwork, such as your proof work and money, recent bank statements, a voided check, along with your driver’s license.

When you take a seat to utilize online, it must need no more than 5 minutes. In case you are recommended, LendingPoint provides you with different loan choices to pick from. Select one and see your funds when eventually afterwards.

OneMain Financial

The quantity you can borrow is dependent on your geographical area, but you will find the measure goes from $1,500 to $25,000. The origination cost range from $25 to $40.

To be eligible for that loan with bad credit, you will more than likely need to take on a protected unsecured loan. For secured finance, you should use an automobile, truck, bike, rv, or RV as guarantee.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.