FAQ

Frequently Asked Questions

Trying to Consolidate The debt? E mail us Today!

Trying to Consolidate The debt? E mail us Today!

The process which debts are released varies depending whether or not your file A bankruptcy proceeding or Part thirteen. A bankruptcy proceeding requires one surrender specific property for the case of bankruptcy property so creditors might be partially paid. Chapter 13 demands one build costs on the a fees bundle more than less than six age through to the leftover harmony from personal debt are forgiven.

For those who have a minimal credit rating or no borrowing from the bank, old-fashioned money is almost certainly not around. You will need a quick payday loan to own accessibility any borrowing anyway. Cons of cash advance, Sky-higher rates of interest. You can spend an astronomically higher Annual percentage rate, factoring inside charge and you will appeal, Money is car-subtracted from your account.

“Debt consolidation may help if you’d like to consolidate several pay day fund on the one, or it also helps if you’d like to roll pay check financing to your other types of obligations because an overall total debt consolidating plan,” told David Bakke, a financial obligation expert at Currency Crashers. The problem is, if you’ve chosen payday loans, there can be most likely a description – you may not have a very good credit history or use of old-fashioned resources of resource.

This process usually concerns pay day debt relief. 2. They supply a different sort of mortgage – having a lower life expectancy interest, Particular pay day loan integration people give you a different sort of financing to pay back present pay day loan expense. Constantly, this would suggest make payment on balance in full – but lower than various other payment terms.

In reality, people find yourself delivering one to pay day loan once several other otherwise also providing several cash advance meanwhile. This will quickly produce financial crisis when a large piece of your own salary is actually guaranteed in order to loan providers before you even found they. Unfortunately, in summary that you never obtain your way away away from obligations — especially with high-desire fund such as for example pay day loan.

Exactly how pay day loan debt consolidation reduction people really works, There’s two means payday loans combination performs:step one – Personal debt Administration Payday loans Artesia Wells Colorado 78001. They negotiate your current debt, Specific payday loans debt consolidation enterprises discuss the bill on your own payday loans together with your latest loan providers. With this procedure, the latest combination team you’re dealing with aims to get your full harmony quicker, both by examining your loans carefully to decide if your attract price you are being recharged try legal.

Whether or not you really need to import money in order to family unit members across the street or family relations throughout the world, West Relationship becomes the financing here rapidly and you may dependably.

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Merely transfer currency small payday loans online no credit check to help you a representative place plus receiver can also be gather the bucks within seconds of it are sent.

The users produced many transfers with West Commitment a year ago-here’s as to the reasons:

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Into constant bequeath off COVID-19 as well as the rate of which everything is modifying around us all, i will always be dedicated to performing everything we can also be to help with the latest health of your teams and you will representatives and ensure that people can also be meet all of our users must posting currency to possess critical help so you can relatives.

Money transfers in hand on West Partnership ® application

step one Commission decrease implement simply to the brand new Western Connection ® import percentage to have one West Connection Currency Transfer ® otherwise Small Collect ® deal. Excludes all other properties, in addition to in place of maximum, on the internet bill repayments, and cash transfers thru societal/cam apps. Products used may not be reversible if in case level of import payment is actually lower than used dismiss, no money, borrowing from the bank or refund will be provided. West Commitment reserves the authority to render advertisements l coupons that cannot be alongside My WU ® commission decrease.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.