FAQ

Frequently Asked Questions

Watch out for Pay day loan Collection Frauds

Watch out for Pay day loan Collection Frauds

Ripoff Alert: Bogus payday loans loan companies target previous cash advance users and you will jeopardize jail some time and alot more to get victims to spend expenses it don’t owe. Can spot the red flags and you may follow these tips to stop to-be a victim regarding a phony payday loan loans collection scam.

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  • Cash advance was small-identity money, usually during the smaller amounts
  • Discover stone-and-mortar payday loan company an internet-based companies
  • Scammers address people who have removed an instant payday loan, although they didn’t indeed use the cash
  • You will find warning flag to recognize to stop being cheated

Intimidating Having Arrest

Whenever payday loans scammers call anyone, they wish to frighten them and you can frighten him or her for the expenses a good personal debt they don’t owe. Have a tendency to, one of the primary red flags regarding a business collection agencies ripoff ‘s the enthusiast threatening to obtain the victim detained – which is illegal even for legitimate collectors.

Fraudsters may also say things such as they’ll post a the authorities officer with the family of the person if they cannot pay what they “are obligated to pay.” And perhaps, these types of fraudsters can even pretend become law enforcement once they build a trip.

Harmful That have a lawsuit

A choices scam artist might call anyone and threaten when planning on taking courtroom action instance processing case against him or her if they you should never spend the heading debt. Particularly, as well as intimidating a lawsuit, scammers get say they are contacting off a city courthouse.

Harmful to inform Family members, Family relations, or Companies

The intention of a great scammer on these factors is to try to create anyone thus afraid that they pay any is recommended. Within it, a good scam artist you’ll state might share with relatives and buddies you owe this money or tell your workplace. None of these some thing might be anything a legitimate personal debt collector you will otherwise would state.

Requiring Instant Payment

When someone calls and means you to instant commission is established, such as through Western Relationship or an identical services, it’s nearly secured it is a fraud.

Ideas to Prevent To-be a victim

Listed here are a few things to know concerning your rights and you may steer clear of as a victim of just one ones pay day loan collection scams:

  • When you do get any phone calls, you need to request a written recognition see. A validation find needs to range from the quantity of your debt, the name of the creditor, and you can a conclusion of the rights as outlined by the brand new Fair Business collection agencies Means Work
  • You should enquire about your debt you allegedly owe-whether your people to the mobile won’t give you that recommendations, it is more than likely a scam
  • Whatever the a caller claims, usually do not let them have personal or financial suggestions
  • Extremely says require loan companies as subscribed, very require their professional permit matter plus the term of company they’re symbolizing
  • If you believe you have received an illegitimate business collection agencies call, fill out a study on the User Financial Security Bureau

Conclusion

Occasionally, when you’re entry your personal advice to help you an internet company having an instant payday loan, you even if you try not to actually sign up for the mortgage. Understand the potential for your information to be sold to https://www.paydayloanssolution.org/payday-loans-mi/ help you businesses, as well as have be aware of the warning flag and what things to view so you’re able to avoid become a target from possible pay day loan collection scammers when you look at the the future.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.