FAQ

Frequently Asked Questions

What are the solutions so you can no credit check fund?

What are the solutions so you can no credit check fund?

Annual percentage rate means ‘annual percentage rate’. Representative Apr ‘s the total price from credit currency over good year, that has the interest and fundamental fees you’ll have to shell out.

It is ‘representative’ because 51% off applicants will get a similar interest rate, or lower, that’s claimed of the lender. For this reason, this is simply not protected one to people gets an equivalent Apr that’s advertised.

As an alternative, a customer can be provided an individual rate toward an effective loan, in fact it is down, high, or the identical to the latest said Apr. Private rates are usually dependent on items for example credit history, individual cash and how far we would like to borrow.

When your credit could be most useful and it is finishing you against taking accepted for a financial loan or any other form of funding. There are possibilities searching into the if you’re nevertheless not knowing which way we wish to wade. Let’s check what alternatives are available for those individuals who have bad credit.

Searching for selection to zero credit assessment fund

While the loans without borrowing from the bank monitors commonly authorised and you will regulated, making them the wrong having borrowers, you will be questioning exactly what the possibilities services loan also provides is actually on the market. Check out suitable selection, which happen to be controlled:

  • Less than perfect credit fund
  • Secured loans
  • Family members funds

step one. Less than perfect credit Fund

Poor credit finance are specifically available for possible borrowers that do n’t have an educated financial history. This means that you will not getting refuted immediately and also options for different credit account.

2. Secured personal loans

For those who have possessions, then the option to your borrowing things would be a guaranteed loan. You’ll need to provide the resource once the guarantee in order to secure the loan, for example an auto or possessions. This can permit you usage of less rate of interest and you may a high borrowing limit. Remember that if you can’t match the costs, the fresh new assets make use of while the security could be repossessed.

step three. Nearest and dearest Fund

Circumvent the conditions that have credit out of financial institutions and you may old-fashioned loan providers having a family group loan. You will not suffer from qualifications things, rates, between other things. But not, always keep in mind one to credit funds from members of the family can result in argument so you’re able to develop.

End

While funds no credit assessment do not can be found, you could make almost every other viable options that will be court and you can managed.

Possibilities tend to be less than perfect credit finance, secured personal loans, with no credit score financing. Yet not, for every will get its very own pros and cons which need to meet the requirements. Examine the choices before making a decision so as that you choose an educated credit to you personally.

How exactly to sign up for financing

While we have established, there isn’t any such topic since a zero credit check loan. Yet not, if you are searching to try to get financing, Flexy Finance can find the best lender to you personally. The application techniques is straightforward and you may totally online.

The initial step – complete the Application form

The initial step in order to obtaining an online payday loan is always to complete the on line application. The form asks for some basic info that are required if you want to make an application for financing.

  • What kind of cash we wish to obtain and for the length of time do you want to pay off the borrowed funds.
  • Personal and make contact with information.
  • Casing guidance.
  • Casing suggestions.
  • Work details.
  • Earnings information.

Step two – Getting that loan provide from a loan provider

After the software program is registered, it will be reviewed and calculated whether or not you will be recognized having a credit line. In the event the profitable, your loan app might be matched up so paydayloanservice.net/installment-loans-la/ you’re able to a loan provider that is most readily useful ideal for the borrowed funds need. After there’s the ideal bank, they’ll remark the application and gives financing render.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.