FAQ

Frequently Asked Questions

You can find out your credit rating at no cost thru services such Borrowell

You can find out your credit rating at no cost thru services such Borrowell

Look at your credit score and you may report

Normally, the better the matter, the more creditworthy you are. So it matter is essential given that loan providers put it to use among its conditions when choosing to accept your for a loan. Because amount is indeed very important, you ought to glance at it at least one time per year.

Many loan providers and you will card providers, also RBC and you may Capital That, also offer free credit score inspections. By knowing your credit score, you might make a plan to maintain or boost it.

Furthermore really worth getting your totally free yearly credit file regarding one another Equifax and TransUnion, that’s so much more detailed than just your credit rating because has all the present credit concerns produced by your. If there’s anything on your own claim that that you don’t admit, you need to follow up quickly as it could end up being a sign of con or identity theft & fraud.

Initiate purchasing

If you’re not investing, you’re missing wealth progress. There’s no need become afraid of paying. For many beginners, a registered Advancing years Savings Package (RRSP) otherwise a taxation-Free Family savings (TFSA) usually are the best wager. That you do not pay taxes toward money you put towards the RRSPs unless you withdraw those funds from inside the retirement, sufficient reason for TFSAs, you’re not taxed whatsoever on earnings you make.

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Because a-start, you might set aside smaller amounts each month and you may purchase inside the an inventory loans. This would instantly give you usage of a beneficial diversified collection. Simply remain spending and you will assist that money grow. If that nonetheless songs daunting, you could potentially purchase with a financial investment mentor otherwise robo-mentor due to the fact they’ll certainly be capable bring more information.

It can be used to purchase additional financial products such as for instance since carries, mutual loans, replace replaced financing, secured funding permits and. The gains you make on the membership is actually tax free.

The brand new TFSA limitation having 2022 try $6,100000. You can lead that amount, and you may any an excellent sum place you may have off earlier years, when. If you do the income readily available, it will make by far the most experience to maximum out your sum space in January. This will allow you to purchase your finances instantly, giving your income longer so you’re able to material.

Calculate your websites well worth

Their websites well worth is a simple computation: It is all of one’s assets minus all costs. It count is important since it tells you broadly just how you’re starting financially. If you’ve been tracking their web really worth usually, you will find your progress. With that knowledge, you are able to sple, you could potentially discover that the net value has grown a little good part and you are focused to meet up with your targets. That will allows you to slow down otherwise get a hold of a far greater work/lifestyle balance.

It is vital to remember that that have a high money will not immediately equal a premier online value. You could be and also make six digits and then https://cashusaadvance.net/installment-loans-ca/ have the lowest net worth on account of a great loans. Rather, people who have a lowered income could have a top web worthy of in the event that they usually have focused on rescuing and expenses.

Cannot compare to others

With regards to currency, it’s never ever best if you evaluate yourself to someone else. That which you select might not be reality, due to the fact any expenses are financed indebted. Just who cares should your neighbour just grabbed a trip to the newest Maldives, when you know he’s got a similar money since you? Run your financial situation. By upgrading your finances a year, you might be certain that you are on tune to satisfy your goals.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.