Frequently Asked Questions

you want to apply for a personal mortgage it really is really worth checking the credit

you want to apply for a personal mortgage it really is really worth checking the credit

What more in case you start thinking about

If you plan to apply for your own mortgage it really is worth checking their credit rating initial through an on-line solution. This may offer you good sign of exactly how likely you happen to be to get acknowledged for the most aggressive discounts.

In the event the credit score isn’t really around scratch, you’ll find actions you can take to improve they, for example

It’s also advisable to carefully give consideration to just how much you’ll want to use. While rates could be more aggressive for large mortgage quantities, bear in mind it is necessary to not ever obtain over you can afford to cover back.

Also consider how much time you’ll want to pay the loan and make sure it will be possible to steadfastly keep up together with your monthly monthly payments when you apply.

Usually research thoroughly before applying for a loan as rates of interest may differ significantly between service providers.

Should you alter your attention when you have been recognized for a financial loan, you have got every day cool down years to cancel once you’ve signed the financing arrangement.

If you have already gotten the resources you need to pay them back once again within period.

Having a le than great credit history can lock your right out of the best consumer loan rates. But that doesn’t mean you cannot bring your own financing.

Discover professional lenders and types of financing that you may be eligible for when you have a poor credit score.

Like, guarantor loans incorporate getting a member of family or pal to co indication your application, agreeing to step-in if you fail to help make your monthly monthly payments. However, interest on such financial loans can be more expensive.

The quantity you can use when https://installmentloansgroup.com/payday-loans-nd/ you have poor credit can apt to be le than somebody with an increased credit score, whilst APR accessible to you will be larger.

However, if one makes your loan monthly payments in full and on times, you are able to rebuild your credit score as time passes.

You may also look at the credit history making use of a credit score rating referencing company particularly to be certain all information is correct and up as of yet.

If you learn any mistakes on your document that could be hauling down their score, it is possible to a find of modification with all the agencies to straighten items down.

a protected loan is actually protected against your house. This implies if you’re incapable of match your own repayments, you’ll probably be compelled to sell your home to settle your balance.

Secured finance usually enable you to obtain bigger quantities, and because they’ve been le risky for loan providers, they may be less expensive than secured finance.

Interest levels can certainly be variable so your month-to-month monthly payments could changes at any aim.

Are there any alternatives to financing

If you are not yes whether your own financing is right for you, there are plenty of other available choices to consider

0per cent purchase credit card

This kind of bank card may be a good option if you’re looking in order to make a-one off purchase such as for instance another vehicles. It could be cheaper than your own mortgage if only need to obtain a little bit as you’re able spreading your repayments over many months interest free of charge.

But if you don’t clean your balance prior to the 0% stops, interest will activate.

0percent stability exchange bank card

This sort of plastic material can be handy for combining current credit card bills. You just transfer over your existing bills and you don’t have to spend interest on that debt for several period. The disadvantages is that you will usually have to cover a transfer cost and once the time scale finishes, you are going to begin paying interest.

0percent revenue transfer mastercard

Because of this particular charge card, you are able to push funds from your credit into the bank-account. These resources may then be employed to pay off existing bills most inexpensively, or perhaps to set towards acquisitions or unforeseen debts. Once again, you will find often a transfer cost to pay as soon as the 0% price stops, might spend interest.

What is Telemedicine?

Telemedicine is a service which allows health care professionals to evaluate, diagnose and treat patients using telecommunications technology.

Why should I use GoLiveDoc?

GoLiveDoc offers 24/7 medical consultations with board-certified doctors. You can use our platform from where you live, work or when you travel in the US. We also offer 24/7 behavioral health counseling for no additional fee. Health records are kept private and secure in order to protect your personal information.

How does GoLiveDoc Help?

GoLiveDoc gives you 24/7 access to board-certified doctors through secure online video or phone consultations – anytime, anywhere. GoLiveDoc is a low-cost, convenient alternativ e to Urgent Care visits or waiting several days to get an appointment with your Primary Care Physician for non- emergency medical conditions. Our doctors can diagnose your symptoms, recommend treatment […]

What happens after I complete the checkout process?

Once you have selected your plan and completed the checkout process, you will receive an email with your login credentials for the customer portal. You can use the customer portal to schedule appointments, update your electronic health records, see your consultation history or add dependents to your account.

How much does GoLiveDoc Cost?

The monthly membership fee ranges from $9.95 to $39.95 (depending on the plan you choose). The consultation fee is only $35. You can cancel your membership at any time for any reason.

If I have insurance, do I still need to pay the membership fee?

GoLiveDoc charges all members a small monthly fee.

How do I cancel my membership?

You can cancel your membership at any time for any reason. To cancel your membership, please call (888) 386-1037 or send an email to [email protected]

Does a patient have to meet with a provider in-person before a telemedicine consultation can be scheduled?

No, an in-person visit is not required before a visit can be conducted via telephone or video.

What does GoLiveDoc Treat?

We treat a variety of medical conditions. Common conditions we prescribe medication for are Cold & Flu, Pink Eye, Skin Irritation/Rash, Urinary Tract Infection, Diarrhea, Stomach Virus, Fever, Headaches and Sore Throat.

Are there Medical Conditions GoLiveDoc Cannot Treat?

There are some medical conditions that our doctors are unable to treat, including but not limited to: Broken Bones, Chronic Diseases, Erectile Dysfunction, Genital Herpes, Hair Loss, Hot Flashes, Premature Ejacuation, Smoking Cessation, STD Testing.

Can I be turned down for a pre-existing condition?

No, members are not turned away because of pre-existing conditions. GoLiveDoc is not an insurance.

Can GoLiveDoc Treat Emergencies?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Is GoLiveDoc For Emergency Situations?

GoLiveDoc Is Only For Non-Emergency Medical Issues Members Should Not Use It If They Are Experiencing A Medical Emergency. Please Dial 911 If You Are Having A Medical Emergency. GoLiveDoc Is Also Not Intended To Replace A Member’s Primary Care Physician.

Can I use it for my family?

The primary member and 7 immediate family members or household members will have access to consults. 

Do I talk to “real doctors”?

Yes. Members only talk to actual doctors who are state-licensed family practitioners, primary care physicians, internists and pediatricians. When members request a consult, they will be connected with a doctor licensed and practicing in their state.

What Type Of Doctor Or Specialist Can I Speak With?

Members Can Talk To A Doctor Directly. Our Doctors Are Licensed In Internal Medicine, Family Medicine And Pediatrics. A Doctor May Also Provide Guidance On The Type Of Specialist A Member Should See.

Can GoLiveDoc prescribe medications?

Yes, GoLiveDoc can prescribe medication for non-controlled substances. A list of controlled substances can be found here.

Are there Medications GoLiveDoc Cannot Prescribe?

We do not prescribe controlled substances and medications that would require in-person examinations, e.g. Antidepressants, birth control, medical marijuana, stimulants such as Adderall and Ritalin, narcotics or sedatives. Our Counselors cannot prescribe medications for mental health purposes.

Does GoLiveDoc Offer Access To Mental Health Professionals?

All Membership Plans Include 24/7 Behavioral And Mental Health Counseling. All Of Our Counselors Have A Master’s Degree And At Least 12 Years Of Experience.

Is there an extra fee to access mental health professionals?

There is no additional fee to speak with mental health professionals.

How does GoLiveDoc handle bloodwork, imaging, labs and other tests?

You can upload all bloodwork, imaging, labs and other tests to our secured portal for our doctors to view to help with diagnosing and treating your medical conditions.

Is My Electronic Health Record Kept Private?

Health Records Are Kept Private And Secure In Order To Protect Members’ Personal Information. Only Members Can Determine Who Can See The Information In Their Records.